I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

I have ripped up all credit cards but i feel like im drowning in 10,000 over me. Is there anyway or anyone who will give me (i have not so great credit) a debt consolidation loan so that i only have 1 bill a month rather than 6 minimum payments?? Thanks in advance.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

You could try www.prosper.com or try to consolidtate onto one credit card that offers good balance transfer terms.

Check out http://preferred.ecreditdirectory.com/ca... for a list of balance transfer cards...

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

Prosper will!!

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

I%26#039;m about in the same boat. I tried to consolidate, but for me I had to have enough credit on the one card I would%26#039;ve used to put my total debt on. For example, $4000 credit to consolidate $4000 total debt and reduce interest. For you it may be different, though.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

yes

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

go to ur bank they can help you......

good luck

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

I%26#039;m in the same situation...Debit consolidation companies don%26#039;t really work. You can tell your bank your situation and have them combined them on one card for a high rate and then ask them to have the payment automatically withdrawn from your account. Also, you may want to try to sell off some items or even get a part time job. 10,000 really isn%26#039;t that much and can be knocked out if you really buckled down.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

Chapter 7 bankrupcy, your credit is screwed anyway if you are only paying minimum payments. You can clear bankrupcy from your credit faster than you can pay off these bills with minimum payments.....No Crap........######

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

my tip, and this is how i got out of the same situation, go to finance.yahoo.com, and there are TONS of ways; from figuring out who to pay off first, to who to pay the most.

DO NOT DECLARE BANCKRUPCY, THERE IS ALWAYS A WAY, I WORK AT A BANK AND I RATHER GIVE A LOAN TO SOME ONE WHO DOESNT PAY ON TIME THAN TO SOMEONE WHO DECLARED BANKRUPCY. DECLARING BANKRUPCY FOR A LENDER MEANS YOU WILL NEVER PAY IT, WHERE AS BEING LATE ONLY TAKES YOU TO COLLECTIONISTS WHO YOU CAN PAY OVER TIME AND GET THEM OFF YOUR REPORT SOONER

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

I%26#039;d suggest seeing a credit counselor in your area. There are some who are non-profit who can assist you in consolidating your loans and may even be able to reduce your payment amount.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loan%26lt;!--allows you to condense your monthly payments into a single, simple bill, while lowering your interest rates and helping you pay down your debts more quickly and easily. It is also an essential tool in avoiding the much more serious step of declaring bankruptcy.

http://badcredits.awardspace.com/Loan-Co...

Unlike bankruptcy, in which debts are cancelled and your credit rating collapses completely, debt consolidation loans are essentially a type of refinancing, where several--%26gt;old loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you閳ユ獟l no longer have to deal with harassing phone calls and daily mail.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

You are better taking out a personal loan from your bank and paying them all off , and canceling the cards after that and never get one again. If you can obtain a loan, and your credit score is exceptional, you could pay interest between 5.5 and 7.99 %

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

I would take your card with the lowest balance and pay it off. then work on the next one until you have them down to where you have a manageable balance. Do not charge anything else. When you get them down pay off the whole balance each month.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

Before you proceed, check this out.

http://www.daveramsey.com/the_truth_abou...

Look at the other resources on the website and consider submitting an email or calling the show. He has helped many folks. Take care.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

another vote daveramsey.com.

go to his website and listen to his radio show. He has lots of good advice on money and debt.

I have a total of $10,000 debt with like, 4 credit cards...can i consolidate?

Consolidation is the best solution available to the credit cardholders to improve their future credit. People go for debt consolidation for many reasons: prolonging the loan period from 5 - 15 years and reducing the interest rate. Consolidation allows you to go for a loan with lower interest rate than the one you are currently paying. Besides it simplifies the loan repayment as you are paying only one lender in place of various payments to different lenders.