In our case we have paid up all bills... some must have got paid late what with our wedding, honeymoon travels and being evaccuated due to SD fires... so? Does applying for refis and/or credit cards lower our rating even more? It was at 683 and now it is only 647!
How does one get one%26#039;s credit score higher within the next thirty days? More or fewer credit cards?
More credit cards will definitely lower your score. Keep up with the outstanding balances you have right now, pay more if necessary but keep them active. Changing your credit score in such a short time may not be possible. Make sure you check all you score not just one like Experian. I had three scores that were all different with large disparates between the values. Good luck!
How does one get one%26#039;s credit score higher within the next thirty days? More or fewer credit cards?
Less cards are preferable, but having a lot of credit overall will help your scores. Thirty days is tough as some creditors don%26#039;t even report but every sixty to ninety days, but pay all your credit cards down to below thirty percent of their credit line and your scores should go up at a rapid rate.
How does one get one%26#039;s credit score higher within the next thirty days? More or fewer credit cards?
You can only increase your score within 30 days by paying off all your credit cards. Scores take time to adjust and are not done so on a daily basis.
Here is a link to government site to explain how FICO scores are computed.
http://pueblo.gsa.gov/cic_text/money/cre...
All about FICO scoring.
Hope this helps
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