Does a serviving relative have to pay off credit cards of a deceased immediate family member?

My father recently passed away and he had a few credit cards. Do we (my sister and I) have to pay the balance or just send them a Certificate of Death and everything is done with? I mean they are not our bills, correct? We are getting his benefits from his life insurance, but if they know this, will we be liable to pay? Thank you for any help.

%26quot;I love you daddy%26quot;

Does a serviving relative have to pay off credit cards of a deceased immediate family member?

I%26#039;m very sorry for your loss.

You do not have to pay, but your father%26#039;s estate does. Any assets that he had are used to pay any debts that he had. The proceeds of the life insurance, however, are not part of his estate.

Does a serviving relative have to pay off credit cards of a deceased immediate family member?

No you don%26#039;t have to pay. They will try to make you %26quot;feel%26quot; like you should but you don%26#039;t have to.

Does a serviving relative have to pay off credit cards of a deceased immediate family member?

ive seen this stuff on tv, i dont think you have to, just fight it!, good luck xxxxxxxxxxxx

Does a serviving relative have to pay off credit cards of a deceased immediate family member?

Children are not legally or ethically liable for their parent%26#039;s debt, although debt collectors will try to make you think you are. The only exception is if you cosigned a loan or credit card with them. If the parents leave an estate, creditors can attach that. They probably cannot attach the life insurance, if you were the beneficiaries. If his estate was the beneficiary, you may have problems.

See these links:

http://articles.moneycentral.msn.com/Col...

http://missourifamilies.org/quick/financ...

http://www.bankrate.com/brm/news/debt/20...

http://law.freeadvice.com/estate_plannin...

Does a serviving relative have to pay off credit cards of a deceased immediate family member?

I think only if he had any money left after he dies you use that to pay off any dept then what ever is left goes to the family.