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Wednesday, May 26, 2010

Can I charge a big payment across multiple credit cards?

1000k spread across 3 credit cards ?



Can I charge a big payment across multiple credit cards?

If it%26#039;s close, you may be able to ask one card to raise your limit to accommodate the purchase.



Otherwise, sure you can , if the merchant in question will go for it (they have to pay more credit card fees, and it%26#039;s a hassle, so they may or may not want to do this for you).



Literally, you wrote $1000 K, or 1,000,000 - that%26#039;s quite a credit card purchase. If you mean $1000, that%26#039;s not much to spread across three cards - maybe you shouldn%26#039;t be buying if your credit is that thin.



Can I charge a big payment across multiple credit cards?

depends on what company/store you are buying from.



what%26#039;s a 1000 thousand? do you mean $1000?



if you have to spread it across 3 cards, maybe you shouldn%26#039;t be buying it.



Can I charge a big payment across multiple credit cards?

Yes, that%26#039;s how I bought the engagement ring I gave to my then fiancee, now wife of 21 years.



Can I charge a big payment across multiple credit cards?

Even if you could you really shouldn%26#039;t do it.



But what the hell do you have 3 credit cards for? Are you trying to borrow your way out of debt or something?



If you%26#039;ve got a history of paying your credit card off on time you might be able to get a temporary credit limit increase on one of the cards.



Can I charge a big payment across multiple credit cards?

Everyone has a judgment. 3 credit cards is not a lot. You should see my wallet :o)



The answer is dependent on whom you are paying. Most stores allow a partial payment on a card. Best bet is to ask the store or whomever you plan on paying. I dont believe you asked for financial advice, so Im not offering it. :)



Can I charge a big payment across multiple credit cards?

1000k is a million dollars here in the UK - is that what you mean?! Im assuming not as I don%26#039;t think your credit limit could support it.



If you were looking for a million dollar credit limit, get a secured (business loan).



Assuming that you are alooking to spread 1000 dollars across cards then thats much more reasonable. Most sotres nowadays will allow partial payment across multiple cards - as lond as they get paid they don%26#039;t really care!



I would always check with the cashier before lettign them swipe my good through the till though as sometimes certain puttons must be pushed before the items are charged.



Can I charge a big payment across multiple credit cards?

Sounds risky, Justin. Do you have family or friends you can talk it over with? It%26#039;s good sometimes just to talk about it and then you%26#039;ll have a better idea yourself if it%26#039;s the thing to do or not. There are places that will do it. Ask where you%26#039;re planning to buy.

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